Built the week after I was laid off.
Everything I could find was either an ad or a blog post. So I made the tool I went looking for and couldn’t find.
Free, source-backed tools for the weeks after a job ends.
When a job ends, the questions come fast — what’s my severance really worth after tax, will I qualify for unemployment, how long does my money last, what do I sign and when.
The answers are out there, but they’re scattered across government PDFs, or buried under someone trying to sell you something. I wanted one place that just did the math in the open and told you the truth about the timing. That’s all NextClara is.
It runs entirely in your browser. Nothing you type is saved or sent anywhere — no account, no email wall to see your own numbers.
What you get
Free, and staying free
The tools and the guides
The severance calculator, after-tax take-home by state, the cash-runway planner, the deadline tracker, the state pages, and every guide. No paywall, no sign-up.
Always $0
The one paid thing
Résumé tailoring
An optional tool that rewrites your résumé for a specific role — mapping your experience to the language and industry keywords hiring systems now screen for. Priced to be a rounding error against a lost paycheck.
About $29.90, one time
Where the numbers come from
Every figure traces back to a published rule.
If a number ever looks wrong, the calculator’s methodology shows the exact math — and any correction goes up publicly, not quietly.
How it’s built
Every calculation runs on your device. Close the tab and it’s gone.
No account, no tracking of your figures, no email required to see a result.
Educational estimates, dated and sourced. When a rule changes, the fix is visible.
This isn’t advice — it’s the honest math, laid out so you can make the call yourself.
Contact
Spot something off? Tell me.
Corrections, missing states, a formula that doesn’t match your packet — I read every note, and fixes go up for everyone. Reach me at [email protected].
Your severance, take-home by state, and runway — in about two minutes.
NextClara gives educational estimates only — not legal, tax or financial advice. Check anything consequential with the official source or a licensed professional.